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Our Story

Transkredit was birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all.

Our Mission

Making credit solutions available to every qualifying adult and business.

Our Vision

To deepen financial inclusion in Sub-Saharan Africa.

Core Values

At Transkredit, we are guided by our mission to deepen financial inclusion in Sub-Saharan Africa. We are passionate about the strength of our brand and guided by a set of values that enable us to live out our purpose of empowering the people and organizations we work with.

Friendliness
Innovation
Responsive
Simplicity
Trust

Leadership

At Transkredit, our management team is dedicated to fostering innovation, integrity, and long-term success. We are committed to empowering our team, delivering value-driven solutions, and upholding the highest standards of service.

Through strategic leadership and a relentless focus on continuous improvement, we ensure that our clients, partners, and stakeholders experience the best of what we have to offer.

Stephen Kayode

Managing Director/CEO

Kayode works at Transkredit as the Managing Director. He is a seasoned banker and a professional business manager with over Ten (10) Years of working experience in the financial service sector.

Prior to joining Transkredit, he worked at Norrenberger Investment and Capital Management Limited(“NICML”) as the Head, Group Sales Executives.

He has also worked with Sterling Bank Plc. as the Unit Head, Abuja & the North (Private Banking), Diamond Bank Plc.(now Access Bank Plc.) where he rose from an Assistance Manager – Private Banking to a Relationship Manager – Private Banking (Ultra High Net Worth Individual), ARM Investment Manager Limited where he rose from the position of Relationship Manager to Experienced Analyst/Head, Institutional Desk(North), Stanbic IBTC Bank where he rose from the position of Mobile Sales to the Brach Head, and the University of Lagos Teaching Hospital-School of Nursing.

He holds a BSc in Human Anatomy from the University of Ilorin, and a Post Graduate Certificate from the University of Liverpool, UK. He has undertaken several professional trainings over the years and is a member of the Institute of Chartered Economists of Nigeria (Associate), the Chartered Institute of Finance & Control of Nigeria, the Institute of Banker, The Nigerian Institute of Management, the Chartered Auctioneer Institute and Chartered Retail Banking.

Chidima Okeke

Head, Corporate Services

Mrs. Chidinma is a Human Resource Management Professional, spanning operational, tactical, and strategic human resource management responsibilities. She is currently the Head of People and Culture at Transkredit Finance Company.

Her experience covers Business Process Improvement, Job Evaluation, Performance, Management Systems, Compensation and Benefits, Organizational Restructuring, Training Needs Analysis, Policies and Procedures Development, Staff Audit, Recruitment, Business Development, etc.

Her achievements include but are not limited to a transformation project of Transkredit Finance Company, Clearpay Micro Finance Bank, and Abuja Leasing Company Internal Systems that entails the restructuring of the organization’s HRM framework, systems, and processes and setting-up the HRM framework from scratch.

Prior to joining Clearpay, she worked as Human Resource/ Admin Manager at Abuja Leasing Company, Learning and Development Officer at NDACKSON and joined ASO Saving and Loans Plc as an Employee welfare Officer and Record Officer.

Chidinma has B.Sc. in Economics from Caritas University, Enugu State, and a diploma course in Scientific Stress Management. She is an Associate Member of CIPM Human Resources Professional Licensed. She has attended so many training courses from different recognized institutions over the years.

Abidemi Amadi

Chief Financial Officer

Abidemi currently serves as the Acting Chief Financial Officer at Transkredit Finance Company Ltd bringing with her a wealth of experience spanning over 12 years in financial leadership.

Abidemi started her career as an Internal Audit intern in Pall Europe after which she joined ASO Savings and Loans as a Budget and MIS Analyst. Subsequently, she worked at Trustfund Pensions Ltd. as a Benefits/Risk analyst where she worked with her team to prudently manage risks in accordance with the fund's risk appetite.

She worked in Norrenberger Asset Management Limited (NAML) as the Finance and performance officer in the finance department of Norrenberger and pioneered the deployment of the Management Information System used in monitoring the financial performance of staff. She is a resourceful, adaptable, and diligent finance professional.

Over the years, she has gained extensive finance knowledge including performance management, financial reporting, strategy, budgeting, financial modelling, and so on.

She holds a BSC in Biochemistry, MSc in Business and Management from the University of Portsmouth and is a Fellow member of the Association of Chartered and Certified Accountants (ACCA).

Tony Edeh

Chairman, Board of Directors

Tony Edeh is a seasoned executive and visionary venture capitalist, with a proven track record of driving innovation and transformation in the financial services industry, identifying emerging global trends, and developing groundbreaking investment strategies for the local financial market.

Tony has exceptional leadership skills and capabilities in creating paths for future-proofing businesses. He has a deep understanding of technology and its potential to disrupt traditional financial models in a digital age.

As an entrepreneur with extensive experience in birthing high-performing executive teams and the next generation of leaders, Tony has built customer-centric organisations to drive profitable growth, optimise financial performance, and lead in their respective sectors in the Nigerian market.

Tony has a laser focus and understanding of business diversification, international finance, global economic trends, corporate governance, and cross-border market opportunities in other geographies.

Tony’s journey into the world of financial democratization and wealth creation began with a robust foundation in audit and risk management. His nearly 10 years of stay at KPMG Professional Services saw him leading teams to deliver projects on Basel II Compliance, Stress Testing, Asset and Liability Management, and Credit and Market Risk Management.

His project execution and management expertise earned him recognition across the firm and KPMG International, gaining accreditation to deliver advisory services in Credit Risk and Economic Capital Modelling. His financial acumen is vast, covering investment and portfolio management, strategic planning, financial risk management, modeling, financial reporting, and operations management.

Before taking the helm at Norrenberger, Tony served as the Executive Director and Chief Investment Officer (CIO) of New Frontiers Developments, a premier venture capital firm dedicated to empowering small and medium-sized enterprises. As CIO, Tony was the architect behind numerous groundbreaking investments and private equity deals that earned international recognition. His diverse portfolio spans critical sectors, including Oil and Gas, Power, Agriculture, Real Estate, Hospitality, Healthcare, Technology, Financial Services, and Impact Investing. He has established himself as a key player in both greenfield and brownfield transactions.

One of Tony’s standout achievements was his pivotal role in revitalizing a struggling mortgage bank. Under his strategic leadership, the institution underwent a remarkable transformation, emerging as a powerhouse in Nigeria’s financial services sector.

Beyond his professional pursuits, Tony is deeply committed to philanthropy. He leads several impactful Corporate Responsibility & Sustainability (CR&S) initiatives across Nigeria's key geopolitical zones, driven by his personal mission to unlock opportunities for individuals across all social classes and age groups.

Tony's professional accomplishments extend beyond his executive roles. He is a Fellow Chartered Accountant (FCA) and has undertaken several professional training courses worldwide. In recognition of his outstanding contributions, he was nominated for the prestigious Desmond Tutu Fellowship program in 2014.

Tony's academic credentials are equally impressive. He graduated with honours in Computer Science from the University of Ilorin and subsequently pursued an MBA at the renowned INSEAD Business School in France and Singapore. During his time at INSEAD, he was a distinguished INSEAD-Goldman Sachs Scholar and actively led the Emergent Young African Entrepreneurs initiative. He has also enhanced his expertise through the Wharton Program on International Housing Finance.

Today, Tony holds board positions in several leading companies within the financial services sector and other emerging industries, solidifying his status as a transformative leader in the economic landscape and a changing world.

Andrew Nweke

Board Member

Andrew Nweke is a non-executive director at Transkredit Finance Company.
He is the Founder and Managing Director of Amberg Global Resources (AGR) Limited; a leading engineering company offering integrated construction solutions and related services across Nigeria.

AGR was founded in 2008 and offers construction services, including facilities management and real estate development. Andrew is also an astute investor with interests spanning across the Oil & Gas, Telecommunications, Agriculture and Hospitality sectors of the economy.

Ebehijele Edeh

Board Member

Ebehi is an accomplished management consultant and professional. Her areas of specialization span across financial management, strategy, supply chain, investment management and financial control. She has also been involved in multidisciplinary transformation and change management initiatives related to corporate restructuring and capital structure optimization.

She has made tremendous positive impact consulting widely for local and international organizations across diverse economic sectors ranging from oil and gas, manufacturing and financial services. These cut across private and public sectors, international NGOs and multilateral organizations. She started her career with PricewaterhouseCoopers (PwC) providing assurance and business advisory services to a number of private and public sector firms.

Her professional career spans years of experience in banking, financial institutions, oil & gas, manufacturing and investment management. Ebehi is passionate about delivering exceptional services and advice to clients and is committed to driving transformative change for the betterment of organizations, people and society in general. She holds a Bachelor of Science degree in Biochemistry from the University of Benin, Nigeria and is a fellow of the Institute of Chartered Accountants of Nigeria (ICAN).

Nkiru Chime

Board Member

Nkiru Chime is a Director at Transkredit Finance Company limited where she serves as the Chairman of the Audit Committee.
Nkiru is a seasoned financial services industry leader, who is known for her visionary leadership style that inspires people around her to embrace change, push boundaries and strive for excellence. She has a strong finance background which has provided an edge in her career, her experience spans financial management, risk management, taxation, and operations management, gained through about a decade of experience in the financial service industry including Banking, Insurance, Asset management and Pensions.

Nkiru has a proven track record of driving strategic initiatives to improve performance and generate sustainable growth. She has led organizational transformation through change management and stakeholder engagement and is known for her drive for operational excellence and process optimization.
She started her career in KPMG, where she rose to the position of Manager, Audit and Business Advisory, and has functioned in several senior and executive leadership capacity including Head of Financial Control at ASO Savings and Loans Plc, Chief Financial Officer at Abuja Leasing Company, CFO and ED Finance responsible for strategic direction and operation of VBank and VFD Tech and Director and CFO at Norrenberger Financial Group. While at KPMG She served on the firm’s technical desk as well as represented KPMG on the Insurance Industry Technical Committee of NAICOM.

She has a BSc. in Microbiology from the University of Benin. She is an Associate Chartered Accountant (ACA) from the Institute of Chartered Accountants of Nigeria (ICAN), and has undertaken the CFO programme at the Wharton School, University of Pennsylvania.

Kayode Stephen

Managing Director/ CEO

Kayode works at Transkredit as the Managing Director. He is a seasoned banker and a professional business manager with over Ten (10) Years of working experience in the financial service sector.

Prior to joining Transkredit, he worked at Norrenberger Investment and Capital Management Limited(“NICML”) as the Head, Group Sales Executives.

He has also worked with Sterling Bank Plc. as the Unit Head, Abuja & the North (Private Banking), Diamond Bank Plc.(now Access Bank Plc.) where he rose from an Assistance Manager – Private Banking to a Relationship Manager – Private Banking (Ultra High Net Worth Individual), ARM Investment Manager Limited where he rose from the position of Relationship Manager to Experienced Analyst/Head, Institutional Desk(North), Stanbic IBTC Bank where he rose from the position of Mobile Sales to the Brach Head, and the University of Lagos Teaching Hospital-School of Nursing.

He holds a BSc in Human Anatomy from the University of Ilorin, and a Post Graduate Certificate from the University of Liverpool, UK. He has undertaken several professional trainings over the years and is a member of the Institute of Chartered Economists of Nigeria (Associate), the Chartered Institute of Finance & Control of Nigeria, the Institute of Banker, The Nigerian Institute of Management, the Chartered Auctioneer Institute and Chartered Retail Banking.

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