Loan Products
We have taken up a mandate to provide easy access to credit for every qualified adult and reputable organization in Nigeria and beyond; through the use of innovation and our array of products tailored to suit your needs.
Salary Advance
Get quick access to a percentage of your net monthly salary with TransKredit’s Salary Advance—a short-term overdraft for employees of private companies and government agencies with active salary accounts.
Personal Loans
Get quick financial support for everyday needs like medical bills and rent. Our personal loans are based on your credit history and repayment ability, ensuring a hassle-free borrowing experience.
Asset Acquisition Loans
Expand and enhance your business with ease. TransKredit provides flexible loans to help you acquire essential assets and boost productivity.
TransFund
Your trusted passport to seamless travel financing. Whether you’re jetting off for school, a dream vacation, or a bold relocation, Transfund empowers you with the funds you need to explore the world with confidence and ease.
TransEnergy
A game-changing solution bringing affordable solar power to Nigerian homes and small businesses. Using a Pay-As-You-Go model, it removes upfront costs and allows users to enjoy clean, reliable energy while paying in easy, flexible instalments.
Project Finance Solutions
We provide sustainable, flexible financing for real estate, energy, telecom, and offshore projects—tailored to meet your needs.
Trade Finance Solutions
Transkredit safeguards buyers and sellers in global trade, ensuring seamless short-term transactions across multiple currencies.
Contract Finance
Unlock funding against awarded contracts, securing advance funds based on future billing to fulfil your obligations seamlessly.
Invoice Discounting
Transkredit offers cash advances on Local Purchase Orders (LPOs), providing immediate funds to support business operations while awaiting customer payments.
Working Capital Funding
Transkredit provides short- to medium-term financing to support daily business operations, with eligibility based on credit history.
Leases
Transkredit provides operating and finance leases for corporate clients to acquire assets like vehicles, generators, appliances, and real estate.
Borrow up to ₦5m at as low as 3% per month
Use our quick loan calculator to know what your monthly repayment would look like
